If you are living at your parents home you'll get screwed out of financial aid, as well if they still claim you as a dependent on their taxes.
Gotta be solo-mode on your own with no family aid to qualify for financial aid if you cant solo-mode+pay for school yourself.
Its as simple as that.
If you're living at home and your parents are claiming you as a dependent on their taxes, on paper it looks like your folks are able to help you with school expenses(even if they do everything but that).